PCI DSS standard for online shops
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PCI, or PCI DSS (Payment Card Industry Data Security Standard), is a set of rules that secures and standardises the processing of credit card transactions. This article explains to what extent this standard is relevant for you as a merchant with an online shop at IONOS.
Note
- The PCI DSS standard must only be complied with for credit card payments.
PCI DSS and your online shop
PCI DSS standard means that the requirements of the Payment Card Industry Data Security Standard are met. This security standard is issued by the PCI Security Standards Council (Visa, Mastercard, Amex, Discover, JCB) and protects cardholder data.
If you as a company store, transmit, or process credit card transactions, you must fulfil the requirements of the PCI standard. If you do not comply, you may be subject to penalties, restrictions, or ultimately be banned from accepting credit cards.
If you offer credit card payments and do not want to certify yourself, you should only use PCI-validated payment gateways (e.g. PayPal, Stripe) and not process or store any card data on your own servers.