PSD2 directive on strong customer authentication: Important information for shop operators
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This article informs you about the effects of the PSD2 directive, which sets new requirements for online payments by credit card.
Does the new PSD2 directive on strong customer authentication affect me as a shop operator?
You are affected if you offer payment methods that use a credit card, debit card or giro/EC card. These can also be payment initiation services such as PayPal, Amazon Pay, etc., which have stored the customer's credit card, for example, as the basis for payment. Payments by direct debit, bank transfer, or prepayment are not affected.
What do I have to do as the operator of an IONOS online shop?
It is your duty to ensure that the payment methods you use are PSD2 compliant, support strong customer authentication, and that you do not charge additional fees for payments.